{"id":1490,"date":"2024-07-01T21:00:28","date_gmt":"2024-07-01T19:00:28","guid":{"rendered":"http:\/\/127.0.0.1\/Kwik%20Finance\/?page_id=1490"},"modified":"2024-08-07T10:03:59","modified_gmt":"2024-08-07T08:03:59","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/qwikfinance.co.za\/?page_id=1490","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"\t\t
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Terms & Conditions<\/b><\/strong><\/h3>

Introduction<\/b><\/strong><\/p>

Qwik\u00a0Finance\u00a0(Pty) Ltd (\u201cQwik\u00a0Finance\u201d), a private company, registered in the Republic of South Africa , is a registered credit provider (NCRCP895), whose primary business is that of a micro financier to personal clients.<\/p>

  1. <\/b>Purpose, scope and objectives<\/b><\/strong><\/li><\/ol>

    These terms and conditions relate to the access and use of the Qwik\u00a0Finance\u00a0website (www.<\/u>Qwik<\/u>finance.co.za<\/u><\/a>), hereinafter referred to as the \u201cwebsite\u201d as well as any Qwik\u00a0Finance\u00a0software applications or self-service portals.<\/p>

    1. <\/b>Ownership of the website and applications<\/b><\/strong><\/li><\/ol>

      The Qwik\u00a0Finance\u00a0website is owned by Qwik\u00a0Finance\u00a0(Pty) Ltd, with its registered address at 72 Garden Road, Blue Hills, Midrand, Johannesburg.\u00a0 All of our rights and\/or defences as set out in this document shall be for the benefit of our company.<\/p>

      1. <\/b>Content of the website and applications<\/b><\/strong><\/li><\/ol>

        4.1\u00a0While Qwik\u00a0Finance\u00a0makes every effort to update the information provided on the website and\/or on software applications on a regular basis, Qwik\u00a0Finance\u00a0makes no representations or warranties, whether express, implied in law or residual, as to the accuracy, completeness or reliability of any information, data and\/or content on the website.<\/p>

        4.2\u00a0These terms and conditions may be amended from time to time, in the sole discretion of Qwik\u00a0Finance, without notification.<\/p>

        4.3\u00a0The updated terms and conditions will be made available on the website:\u00a0www.<\/u>Qwik<\/u>finance.co.za<\/u><\/a>.<\/p>

        4.4\u00a0Users are encouraged to report untrue, inaccurate, defamatory, illegal, infringing and\/or harmful content available on the website and\/or software applications to Qwik\u00a0Finance.\u00a0 Qwik\u00a0Finance\u00a0in turn undertakes to correct and\/or remove such content or any part thereof if the person reporting such content provided reasonable grounds to prove the alleged nature of the content.<\/p>

        1. <\/b>Use of website and applications<\/b><\/strong><\/li><\/ol>

          5.1\u00a0The use of this website, applications or self-service portals together with the content contained therein, is provided as is, and although Qwik\u00a0Finance\u00a0endeavors to provide accurate information, we cannot provide any guarantees in this regard.<\/p>

          5.2\u00a0The terms and conditions set out in this document are binding and legally enforceable against any person, who accesses or uses the Qwik\u00a0Finance\u00a0website, software applications or self-service portals.<\/p>

          5.3\u00a0By using this website, software applications or self-service portals, you acknowledge that you have read and understood these terms and conditions and agree to be bound by them.<\/p>

          5.4\u00a0Users may view, download or print information that is available on our website, software applications or self-service portals, provided it is done for personal use and not for commercial purposes.<\/p>

          5.5\u00a0Users may not use our website, software applications or self-service portals for (including, but not limited to) illegal, offensive, nuisance or damaging purposes; or to create, store or send unsolicited communications.<\/p>

          5.6\u00a0The creation of any links to our website from any other site whatsoever is strictly prohibited. Any links created will be reported to the applicable regulatory body.<\/p>

          5.7\u00a0Users may not decompile, reverse engineer, disassemble, rent, lease, loan, sell, sublicense or create derivative works from this website, Qwik\u00a0Finance\u00a0software applications or self-service portals or its content.<\/p>

          5.8\u00a0Users may not use any robot, spider, web crawlers, other automatic software or device, or manual process to monitor, search or copy our website, software applications or self-service portals or its content without the prior written permission from Qwik\u00a0Finance.<\/p>

          5.9\u00a0Users may not use this website, Qwik\u00a0Finance\u00a0software applications or self-service portals to transmit any false, misleading, fraudulent or illegal communications.<\/p>

          5.10\u00a0We reserve the right to restrict your use and access to our website, software applications or self-service portals or part thereof in the event of any unauthorised use.<\/p>

          5.11\u00a0Our website, software applications or self-service portals were designed to simplify applying for loans and other financial products for our clients.\u00a0 In order to provide our clients the best service, we need to protect ourselves and our clients, which is the primary reason for these terms and conditions.<\/p>

          5.12\u00a0Please do not use our website, software applications or self-service portals if you do not agree to be bound by these terms and conditions.<\/b><\/strong><\/p>

          1. <\/b>Intellectual property<\/b><\/strong><\/li><\/ol>

            6.1\u00a0The content on this website, software applications or self-service portals is for your personal use only and not for commercial exploitation.<\/p>

            6.2\u00a0You agree to use the website, software applications or self-service portals for the purpose created only and not abuse any of Qwik\u00a0Finance\u2019s rights in terms of intellectual property infringements.<\/p>

            6.3\u00a0Copyright and trademark rights may subsist in some or all of the content on our website, software applications or self-service portals.<\/p>

            6.4\u00a0Unauthorised use, reproduction, copying, dissemination, modification and\/or distribution is strictly prohibited and constitutes an infringement of our intellectual property right.<\/p>

            1. <\/b>Third party content<\/b><\/strong><\/li><\/ol>

              7.1\u00a0External hyperlinks may appear on our website from time to time. \u00a0This does not imply that there is any relationship between us and any linked third party, nor do we necessarily endorse any such third party, its products and\/or services or the security of their website. \u00a0By using the link, you do so entirely at your own risk.<\/p>

              7.2\u00a0Advertising and other promotional material of third parties may appear on our website from time to time. We do not endorse such third parties or their products and\/or services. \u00a0Unless the information originates from us, your reliance on any information contained in such material is entirely at your own risk.<\/p>

              1. <\/b>Processing of personal information<\/b><\/strong><\/li><\/ol>

                8.1\u00a0Qwik\u00a0Finance\u00a0deals with your personal information only as directed by you and in accordance with the Protection of Personal Information Act 4 of 2013.<\/p>

                8.2\u00a0By submitting your personal information in any form whether on our website, software application of self-service portal, you agree that we may use your information for purposes of processing your request or application.\u00a0 This includes, but is not limited to verifying your identity number with the Department of Home Affairs, performing a credit check and\/or performing a criminal check.<\/p>

                8.3\u00a0You agree to receive communication via email, SMS, WhatsApp and other Qwik\u00a0Finance\u00a0digital portals or applications for purposes of verification, application processing and further communication regarding your application, profile and related products and services.<\/p>

                8.4\u00a0Please refer to our Privacy Policy, available at\u00a0www.<\/b><\/strong>Qwik<\/b><\/strong>finance.co.za<\/b><\/strong><\/p>

                1. <\/b>Alternative dispute resolution<\/b><\/strong><\/li><\/ol>

                  9.1\u00a0Any dispute arising in relation to our agreement with you, shall to the extent permitted by law, be referred to arbitration in Johannesburg at a venue to be determined by us applying the rules of the Arbitration Foundation of South Africa.<\/p>

                  9.2\u00a0For any complaints, please refer to the Qwik\u00a0Finance\u00a0Complaints Policy, available at\u00a0www.<\/b><\/strong>Qwik<\/b><\/strong>finance.co.za<\/b><\/strong><\/p>

                  1. <\/b>Limitation of liability<\/b><\/strong><\/li><\/ol>

                    10.1\u00a0When you use our website, software applications or self-service portals you do so entirely at your own risk.<\/p>

                    10.2\u00a0We do not warrant that the functions provided by the website, software applications or self-service portals will be uninterrupted or error free, or that the website, software applications or self-service portals or the server that makes it available is free from viruses or other harmful components.<\/p>

                    10.3\u00a0Qwik\u00a0Finance\u00a0shall not be held liable, in any manner whatsoever, for any damage or loss sustained by you, or a third party, arising out of your access or use of our website, or reliance on any information contained thereon.<\/p>

                    1. <\/b>Jurisdiction<\/b><\/strong><\/li><\/ol>

                      This agreement is governed by the laws of the Republic of South Africa, irrespective of whether or not you are South African or are accessing our website outside of the Republic of South Africa<\/p>

                      1. <\/b>General<\/b><\/strong><\/li><\/ol>

                        12.1\u00a0Qwik\u00a0Finance\u00a0shall be entitled to cede, assign and delegate all or any of its rights and obligations in terms of these terms and conditions without notice to you.<\/p>

                        12.2\u00a0If any provision of these terms and conditions which is or becomes unenforceable, whether due to voidness, invalidity, illegality, unlawfulness or for any reason whatever, shall, only to the extent that it is so unenforceable, be treated as not having been written and the remaining provisions of these terms and conditions shall remain in full force and effect.<\/p>

                        1. <\/b>Terms and conditions with regards to loans<\/b><\/strong><\/li><\/ol>

                          All terms and conditions relating to a loan application or loan agreement are contained on the Qwik\u00a0Finance\u00a0loan document (i.e quotation, application) and should be read carefully.\u00a0 Should any of the terms and conditions regarding loans be unclear, please contact us for assistance.<\/p>

                          \u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

                          Terms & Conditions Introduction Qwik\u00a0Finance\u00a0(Pty) Ltd (\u201cQwik\u00a0Finance\u201d), a private company, registered in the Republic of South Africa , is a registered credit provider (NCRCP895), whose primary business is that of a micro financier to personal clients. Purpose, scope and objectives These terms and conditions relate to the access and use of the Qwik\u00a0Finance\u00a0website (www.Qwikfinance.co.za), hereinafter […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1490","page","type-page","status-publish","hentry"],"blocksy_meta":[],"yoast_head":"\nTerms and Conditions - Qwik Finance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/qwikfinance.co.za\/?page_id=1490\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terms and Conditions - Qwik Finance\" \/>\n<meta property=\"og:description\" content=\"Terms & Conditions Introduction Qwik\u00a0Finance\u00a0(Pty) Ltd (\u201cQwik\u00a0Finance\u201d), a private company, registered in the Republic of South Africa , is a registered credit provider (NCRCP895), whose primary business is that of a micro financier to personal clients. 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